Terms of Service

Last updated: July 26, 2026

Welcome to BUCK. These Terms are the agreement between you and BUCK ("we," "us") for use of the BUCK app and website (the "Service"). By subscribing or using the Service, you agree to these Terms.

1. What BUCK is

BUCK is a subscription app that gives you a personal money coach you can talk to by voice or text. BUCK provides financial education and coaching only. It is not financial, investment, legal, or tax advice, and we are not a registered investment adviser. See our Disclaimer, which is part of these Terms.

2. Eligibility

You must be at least 18 years old and able to enter a binding contract to use BUCK.

3. Your account

You are responsible for keeping your login secure and for activity under your account. Tell us right away if you suspect unauthorized use. The information you give BUCK about your money is self-reported by you; BUCK relies on it as provided.

4. Subscription and billing

• BUCK is a paid subscription at $33 per month.
• Your subscription renews automatically each month until you cancel. By subscribing, you

authorize us and our payment processor (Stripe) to charge your payment method each period.

• Prices may change; we'll give you notice before a change affects you.
• Stripe processes payments and sends your receipts. We do not store full card numbers.

5. Cancellation and refunds

• You can cancel anytime from your account settings, which opens a secure billing portal.

Your access continues through the end of the period you've already paid for, and you won't be charged again after that.

• We generally do not offer prorated refunds for partial periods. If something went wrong,

contact support and we'll work with you in good faith.

6. Acceptable use

Don't misuse the Service: no illegal activity, no attempts to break, overload, or reverse- engineer it, no reselling access, and no using BUCK to harm others. We may suspend or end access for violations.

7. BUCK's responses

BUCK is powered by AI and can be wrong, incomplete, or out of date. Treat its responses as educational input, not as instructions. You are responsible for your own decisions. Do not rely on BUCK for advice specific to your situation — consult a licensed professional.

8. Intellectual property

The Service, including its content and software, belongs to us or our licensors. You get a personal, non-transferable, non-exclusive right to use BUCK while your subscription is active. Conversation content you create is yours; you grant us the rights needed to operate the Service (see the Privacy Policy).

9. Disclaimers and limitation of liability

The Service is provided "as is" and "as available," without warranties of any kind to the fullest extent the law allows. To the fullest extent permitted by law, our total liability for any claim relating to the Service is limited to the amount you paid us in the three months before the claim, and we are not liable for indirect, incidental, or consequential damages, or for financial losses resulting from decisions you make.

10. Changes to these Terms

We may update these Terms. If we make material changes, we'll let you know. Continuing to use the Service after changes take effect means you accept the updated Terms.

11. Contact

Questions about these Terms? Email support@buck.app.